Comments on: What is happening in the financial markets?

By: Cliff Vaz

Cliff Vaz — Wed, 06 May 2009 01:09:28 +0000

The events and economic expectations that are contributing to this decline are many. First off, with the economy in such decline investors emotions are clearly affecting everything. Investors are afraid to put their money out into the market due to the state of the economy. Especially with everything that seems to be occurring with the banks and their misuse of money, I’m not sure how long it will be before the market stabilizes. **** One more point on a certain someone’s “prophetic” theory= I WOULDN’T EXACTLY “BANK” ON THE VALIDITY OF THE BIBLE! ( By the way, I have a crucifix tattooed on my back in case you needed to do away with the whole ” This guy’s an atheist”)

By: Chris Marino

Chris Marino — Fri, 01 May 2009 03:41:48 +0000

This problem has been caused by the banks giving loans that exceed a persons financial limits. People are getting huge loans and cannot afford to pay them back. If they stopped doing this when they first had seen signs of this maybe we wouldnt be in this mess. Also as it was stated above the Madoff Scheme had alot to do with people not investing their money.

By: John Devlin

John Devlin — Fri, 01 May 2009 03:01:23 +0000

its all caused by GREED thats all that can be said. everyone want to have everything and have to pay nothing. they jut wont give any up for what is needed

By: Lauren LaCommare

Lauren LaCommare — Fri, 01 May 2009 02:54:42 +0000

The stock market is in a current sense of turmoil. there is no sense of where the market is going to be going in the short term due to exteme volitily caused by the financial and automotive crisis. both of those previous situations have resulted in massive bailouts to keep the economy a float.

By: Stephen Ikalainen

Stephen Ikalainen — Wed, 29 Apr 2009 23:58:27 +0000

In the financial markets private investors are not investing in the markets because of the unstable funds that are going missing. Since the markets such as real-estate markets and car dealerships, big companies such as AIG are all hurting in this market the financial market is not going to recieve money to keep it turning in the right direction generating money. The thought of everyone losing their retirement money and stocks makes the market a high risk market and high risk markets are not the markets that everyone wants to invest in.

By: John Shaw

John Shaw — Wed, 29 Apr 2009 23:26:40 +0000

Well in about a year the average is down about 50% which is pathetic, in barely a year. Like everyone else said the reason is obvious. Greed of the banks, housing markets, car markets, and the individual. They all blindly gave money and a year or so later they see what a mistake they made yet it gets worse and worse. But thats okay! we’re here to bail them out of course! Investor emotions are of course the top priority in investing. If they feel something is a good or bad idea, inclines them to invest or not. Looking at all these companies greed and failings, what the hell can we safely invest in? It used to be easy, and now this. Now we have to be scared, careful, and have less money to invest. If we run outside the U.S. for help then what good are we as a nation, we’re obviously not united if all we do is penny pinch our brothers and sisters. Its all just ridiculous. I could go on for hours.

By: Michael Ross

Michael Ross — Mon, 27 Apr 2009 15:48:27 +0000

The clear reason as to why we have had such a crisis is like many of my fellow classmates stated, greed. Over the years, mortgage lenders were happy to lend money to people who couldn’t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. They very easily passed all the risk onto mortgage insurers so there really wasn’t anythign to lose.

By: Jenny Frost

Jenny Frost — Thu, 23 Apr 2009 13:43:20 +0000

i agree with Bianca that people nowadays are greedy and want to make money after they made alot of money. Think of all the busniesses that are around us that are going out of business. Whats gonna happen when the economy turns itself around and goes back the way it was before all this crisis has started. Where do some of these people get the money to make a mall section that is a high end expensive place for people to shop thats greed right there. When other malls can use that money to be fixed up and become a nicer place to shop instead of building onto a place with all that money.

By: Bianca LeBranti

Bianca LeBranti — Mon, 20 Apr 2009 21:51:17 +0000

I believe that the economic crisis is caused by greed. Once people have money all they want to do is make more and more , which is great, however it ultimately hurts our economy because greed makes people do things that aren’t necessarily legal. First off selling a home to a person that does not make enough money to buy it is an issue right there. How is someone that works as say a sales associate at a retail store making minimum wage going to afford a mortgage for a 500,000 house they can’t! By a person forclosing on a house this makes the banks loose money. I think the major issue that causes the economy to crash is that no one is happy with what they have everyone wants more and more. I think what can help stabilize the financial markets is people understanding how the economy works and ultimately being happy with what they have if you can afford a 500,000 house then buy it, if you cant then dont!

By: Mr. Ramos

Mr. Ramos — Mon, 13 Apr 2009 15:03:07 +0000

Many of things are happening in the financial markets, due to the overdrafts in the banks. These banks are the problem they lend out money like its candy. Yeah people need to pay their mortgage and etc… But in the long run it’s hurting the banks. However, they can put a stop to it but the government is forcing them to lend out excessive amount of money knowing that most of these people can’t even pay back loan. It’s horrible.