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Yelenna Rondon, MSIM, CFA.
Investment Management Consultant
Small Biz Links?

Looking for
information regarding
small business
loans?
Check the following
sites:

Small Business
Administration

SBA Microloan
Program

The Wall Street
Journal
Small Business
Owning your own business
Getting it right

With unemployment near 10%, the
opportunity to start and own your own
business may be a viable option. Whether
you would like to finance your own start-up
or would like to obtain financing from a
Small Business Administration (SBA)
lender, you will need to develop and
implement a comprehensive Business
Plan.

Whether you are looking into a 7(a) SBA
loan, a Certified Development Company
(504) loan, an SBA Microloan, or other
loans; we can serve as your coach during
the planning and implementation phase, or
we can develop the entire plan for you. We
have experience in working with Small
Business Administration lenders.
Among others, a successful business plan
should have clear measurable objectives, an
action oriented marketing section, and
a comprehensive financial section with
reasonable and achievable projections and
scenario analysis.

Furthermore, there are many forms of business
ownerships. Deciding whether to incorporate,
elect an S Corporation status, operate as a
partnership, sole proprietorship, or Limited
Liability Company will depend on the risks and
taxation faced by the business and its owners.
Getting it right the first time around will help you
avoid costly missteps.
A comprehensive financial analysis of the
new business and its owners can help you
decide the business ownership that will
best fit your needs. It will also help pinpoint
which financing option will maximize profits.

Maximizing profits involves minimizing
taxes. Selecting the right combination of
ownership and financing can help you
minimize taxes which will allow you to
reinvest more earnings back into the
business or pass them to the owners.

To learn more about how we can help with
your new business endeavor, contact us at
info@yrimc.com.
Copyright 2010. Yelenna Rondon, MSIM, CFA.  All rights reserved.
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